India Payroll and Compliance Guide for Foreign Companies (2026)

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Executive Summary

India payroll is complex. Foreign companies managing India employees must navigate Provident Fund, Employee State Insurance, TDS, Professional Tax, and a series of annual filings — each with its own deadlines, rates, and exemptions. This guide explains every component, what you pay, and how XMS manages it so you do not have to.

India Payroll Components — What Every Employer Must Know

1. Provident Fund (PF)

Employer contribution: 12% of basic salary. Employee contribution: 12% of basic salary. Mandatory for employees earning basic salary below ₹15,000/month. Optional (but common) for higher earners. XMS registers employees with EPFO, manages contributions, and files monthly ECR returns.

2. Employee State Insurance (ESI)

Employer contribution: 3.25% of gross salary. Employee contribution: 0.75% of gross salary. Applicable for employees earning ₹21,000 gross/month or below. Provides medical and disability benefits. XMS registers employees with ESIC and files monthly returns.

3. Tax Deducted at Source (TDS)

Employers deduct income tax monthly from employee salaries based on their declared investment proofs and applicable tax regime (old or new). TDS is remitted to the government by the 7th of each subsequent month. Quarterly TDS returns (Form 24Q) and annual Form 16 issued to employees.

4. Professional Tax

A state-level tax levied on salaried employees. Rates vary by state — Karnataka (Bangalore) charges ₹200/month for employees earning above ₹15,000/month. Maharashtra, Andhra Pradesh, Tamil Nadu, and other states have different slabs. XMS handles professional tax registration and monthly remittance across all states.

5. Gratuity

Statutory gratuity applies after 5 continuous years of employment. Formula: (Last drawn basic salary × 15 × years of service) / 26. For international companies using EOR, this is a provision XMS manages and accounts for in long-term employment planning.

India Payroll Calendar — Key Deadlines

Compliance Frequency Deadline
PF contributionMonthly15th of following month
ESI contributionMonthly15th of following month
TDS remittanceMonthly7th of following month
TDS return (Form 24Q)Quarterly31st July / 31st Oct / 31st Jan / 31st May
Professional TaxMonthlyVaries by state
Form 16 issuanceAnnual15th June each year
PF annual returnAnnual30th April

India Payroll Errors That Cost Foreign Companies

Common mistakes foreign companies make when managing India payroll directly:

How XMS Manages India Payroll for International Clients

XMS runs payroll for international clients with 99.9% accuracy. Monthly process: salary input review by 20th, payroll processing by 25th, salary credit on last working day of month. All statutory filings handled on time. Monthly payroll reports in your preferred format. Dedicated payroll manager for each client.

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Frequently Asked Questions

What are the employer payroll obligations in India?+
Indian employers must contribute to Provident Fund (12% of basic salary), ESI where applicable (3.25% of gross for employees earning below ₹21,000/month), deduct and remit TDS monthly, pay Professional Tax, and issue Form 16 annually. XMS manages all of these for international clients via EOR or payroll outsourcing.
What is TDS in India payroll?+
TDS (Tax Deducted at Source) is income tax deducted monthly from employee salaries by the employer. The amount depends on the employee's total income, declared investments, and chosen tax regime (old or new). TDS is remitted to the government by the 7th of each month and reported quarterly via Form 24Q.
What is Form 16 in India?+
Form 16 is an annual tax certificate issued by employers to employees by 15th June each year. It summarises total salary paid, TDS deducted, and investment proofs considered during the year. Employees use Form 16 to file their income tax returns. XMS issues Form 16 to all employees annually.
Is Provident Fund mandatory in India?+
PF is mandatory for employees earning basic salary below ₹15,000/month and for companies with 20+ employees. For higher-earning employees, PF is optional but commonly offered. The employer contributes 12% of basic salary and the employee contributes 12%, with a portion going to EPS (pension).
What is Professional Tax in India?+
Professional Tax is a state-level tax deducted from employee salaries. Karnataka (Bangalore) charges ₹200/month for employees earning above ₹15,000/month. Rates and slabs vary by state. XMS handles Professional Tax registration and remittance for employees across all Indian states.
How much does payroll outsourcing cost in India?+
XMS EOR pricing starts at $75 per employee per month and includes full payroll management. For companies with their own India entity, XMS offers payroll outsourcing services. Contact hr@xtremesolution.in for payroll outsourcing pricing based on your team size.

Related reading:

→ EOR India Overview→ EOR India Pricing→ India Employment Laws→ Hire in India Guide

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